Proof Points
Real numbers.
Already happened.
Three files worked by the AI Processor inside Encompass, at a production lender, on live retail files since 2025.
Three files, start to finish.
One that underwriting had suspended, one carrying 120+ conditions and flags, and one weekend of condition work on a file that was otherwise going to wait until Monday.
35 conditions
fulfilled on a single live file, over one weekend
On a single live file, 35 underwriter conditions, all fulfilled over one weekend. Documents requested, checked, sent back when they were wrong, and filed against the condition they answered. By hand that's about two weeks of back-and-forth.
2 weeks
from suspended to clear-to-close
Underwriting suspended this file and it sat about a month. Loandock worked the documents that resolved the suspense, and the underwriter issued clear-to-close about two weeks later.
7 days
120+ conditions and flags worked start to finish
On one file carrying 120+ conditions and flags, the document chasing would have taken 60 to 70 hours by hand. Loandock did it in 8 to 10, and the file was worked start to finish in 7 days against the roughly 25 days that file would normally take.
Outcomes from a live production deployment. Individual results vary by file and by lender.
What one condition leaves behind.
Every action carries a timestamp, an actor, and the document that justified it. This is the shape of a single condition on a single evening, and the whole log exports for QC.
- Consolidated document request sent by SMSLoandock · 9:14 AM
- Uploaded pay stubs for the wrong pay periodBorrower · 6:52 PM
- Caught, rejected, re-requested in plain English with the reasonLoandock · 6:53 PM
- Uploaded the correct pay stubsBorrower · 9:01 PM
- Checked, filed against the conditionLoandock · 9:01 PM
- Opened the file. Condition already marked fulfilledYour team · 8:12 AM
Nobody on the lender's team was working between 6:52 PM and 9:01 PM. From a live file. Borrower name, loan number, and document contents redacted.
See what this looks like on your pipeline.
Bring one closed file and your own condition list. Loandock works it read-only in front of you, with nothing written back and no borrower contacted. The three free files are the step after that, not the first one.
Loandock also runs an ads and CRM product for LO teams and branches. Those campaign results are here.