AI loan processing for brokers and branch managers

Brokers and profit-and-loss branch managers carry the processing cost directly. Hiring a processor is expensive, hard to keep, and caps out at roughly 15 to 20 files a month, which is a rough fit for a pipeline that moves with rates. What actually fits is processing you can turn on per file, when you have the file.

Built for the way brokers work

Loandock is priced per file, with no seats and no platform fees. You turn it on for the next file and scale with your pipeline instead of hiring ahead of it. It plugs into your stack with no rip-and-replace.

What it does on every file

• Sends one clean document request and chases the borrower across text and email until everything is in.
• Verifies each document and files it to the system of record.
• Drafts letters of explanation and routes them for e-signature.
• Clears underwriter conditions, with a human clearing every one.

Proof on live files

On live production files, Loandock has cleared 35 underwriter conditions over a single weekend, cleared a 120+ condition and flag file in 7 days versus roughly 25 typical, and taken a suspended file to clear-to-close in two weeks. Loandock is advised by Mario Cerrato, a 20+ year mortgage veteran who led teams of 20+ loan officers and ran his own brokerage.

See the AI Processor, or compare hiring a processor versus an AI processor.