Loan processing notes
Articles on mortgage processing, software and the work that holds up a loan file.
Processing articles by Arnav Jha.
Licensed loan officer, NMLS 2662424.
Operations
Requests, documents and handoffs that move a file.
Operations
Assigning the next step in a loan file
Operations
When the wrong mortgage document comes back
Operations
When a third-party reply changes who owes the next action
Operations
When an email attachment has not reached the file record
Operations
Does AI processing save money or free up time?
Operations
When several conditions depend on the same missing document
Operations
Where the time goes after conditional approval
Operations
Finding the delay between document receipt and review
Operations
What a mortgage processor does on a loan file
Operations
What belongs in a lender resubmission?
Operations
A file handoff before a processor goes on leave
Operations
What belongs at the top of a processor’s exception queue
Operations
When new underwriting conditions arrive mid-file
Operations
Testing a file handoff with a second processor
Operations
Plan an AI processing pilot with a clear ending
Operations
When a borrower sends documents after business hours
Operations
Measuring the cost of document follow-up
Mortgage AI
Evaluate the work software finishes and the record it leaves.
Mortgage Processing Brief
Source-linked policy changes for the people preparing and reviewing loan files.
Newsletter
FHA’s new credit scores give lenders more ways to assess borrowers
Newsletter
UCD 2.0: use October to test your closing files
Newsletter
Mortgage rates ease to 7.54%. The pressure on pending files remains.
Newsletter
UAD 3.6: who needs a November exception?
Newsletter
Fannie Mae's rental income deadline moved to December 1
Worksheets for your next review
Blank downloads for recording demo results and processing time.
Record what a vendor demonstrated, what your team still did and what needs another test.
Separate time spent working a request from time spent waiting for a response.
See the processing work in your LOS
Watch Clara request a document, check the response and fulfill the condition. The walkthrough takes 30 minutes. You do not need to send any loan files.