Loandock and Ocrolus
Loandock does the processing work around the document.
Loandock is an AI loan processor. Clara builds and pre-underwrites the file, submits it to the lender, and works every condition that comes back. Ocrolus describes document classification, income and cash-flow analysis, fraud detection, and Inspect for creating and clearing conditions.
The work around the document
Ask, chase, read, act on what it says
Clara requests the statement, follows up, reads it, spots the large deposit, and asks for the source.
Before the lender sees it
Pre-underwritten, then submitted
Clara builds the package, works the problems a reader would only flag, and submits the file.
What your team keeps
Uncertain items go to your processor
Ambiguous income, conflicting evidence, an unfamiliar document: your processor decides, with the documents attached.
Follow one file from the package to the last condition
Check who builds the package, who pre-underwrites it, who submits it to the lender, and who marks the condition fulfilled in your LOS.
Where it starts
Loandock
Once the borrower is under contract. Clara builds the package and pre-underwrites the file before it goes to the lender.
Ocrolus
Document intake and analysis.
After underwriting
Loandock
Every condition worked from the request through resubmission. Your underwriter clears each one, and anything needing judgment goes to your processor with the evidence attached.
Ocrolus
Inspect describes condition management in addition to document analysis.
System of record
Loandock
Your LOS. Clara works there and in the lender portals your team already uses, on access your admin issues and can revoke.
Ocrolus
Connects document and analytics workflows to lender systems.
Document follow-up
Loandock
Whoever owes the item: the borrower, title, insurance, the HOA, an employer, a payoff department. Every active file, nights and weekends included.
Ocrolus
Not described on its site as of September 2026.
Document checks
Loandock
Checked the moment it lands: right type, right period, right person, all pages, readable. A wrong document goes back with the reason and gets asked for again.
Ocrolus
Document classification, income and cash-flow analysis, and fraud checks.
Work completed in the LOS
Loandock
The file submitted to the lender, the document filed to the condition it answers, and that condition set to fulfilled.
Ocrolus
Structured data and condition-management outputs; confirm the LOS write-back scope.
| What is being compared | Loandock | Ocrolus |
|---|---|---|
| Where it starts | Once the borrower is under contract. Clara builds the package and pre-underwrites the file before it goes to the lender. | Document intake and analysis. |
| After underwriting | Every condition worked from the request through resubmission. Your underwriter clears each one, and anything needing judgment goes to your processor with the evidence attached. | Inspect describes condition management in addition to document analysis. |
| System of record | Your LOS. Clara works there and in the lender portals your team already uses, on access your admin issues and can revoke. | Connects document and analytics workflows to lender systems. |
| Document follow-up | Whoever owes the item: the borrower, title, insurance, the HOA, an employer, a payoff department. Every active file, nights and weekends included. | Not described on its site as of September 2026. |
| Document checks | Checked the moment it lands: right type, right period, right person, all pages, readable. A wrong document goes back with the reason and gets asked for again. | Document classification, income and cash-flow analysis, and fraud checks. |
| Work completed in the LOS | The file submitted to the lender, the document filed to the condition it answers, and that condition set to fulfilled. | Structured data and condition-management outputs; confirm the LOS write-back scope. |
The other company's column summarizes its published product scope. Loandock's column describes its current service. Confirm both in a demo.
Where Loandock fits
Loandock does the processing work around the document: the package built, the file pre-underwritten and submitted, the conditions worked through resubmission.
One file carrying 120-plus conditions and flags, worked start to finish in 7 days against the roughly 25 days that file would normally take; the document chasing on that file would have taken 60 to 70 hours by hand and took 8 to 10 hours.
Compare another option
Thirty minutes. See how Clara works a file, from the package she builds to the last condition.
Ocrolus descriptions were reviewed at https://www.ocrolus.com on September 6, 2026. Product capabilities change; confirm current details with the vendor.